:root{--blue:#135dcc;--navy:#102d52;--ink:#18304a}body{background:#fff}.topline{font-size:10px;padding:7px 20px}.nav-wrap{padding-top:10px;padding-bottom:10px}.brand img{width:195px}.hero-v2{position:relative;padding-top:0;background:#edf5fb;overflow:visible}.hero-photo{position:absolute;inset:0 0 auto 35%;height:610px;overflow:hidden}.hero-photo>img{width:100%;height:100%;object-fit:cover;object-position:center}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#edf5fb 0%,#edf5fbd9 10%,#edf5fb36 38%,transparent 65%)}.photo-caption{position:absolute;z-index:1;bottom:50px;right:7%;color:white;text-shadow:0 2px 15px #0008}.photo-caption span{display:block;font-size:9px;letter-spacing:.17em;margin-bottom:9px}.photo-caption b{font-size:18px;font-weight:500}.hero-v2 .hero-grid{display:block;padding-top:85px;position:relative}.hero-copy{max-width:610px;min-height:485px;position:relative;z-index:2}.hero h1{font-size:52px;line-height:1.34;letter-spacing:-2.8px;margin-bottom:25px;font-weight:800}.hero .eyebrow{font-size:11px;letter-spacing:.04em;margin-bottom:25px}.hero .intro{font-size:14px;line-height:1.9;color:#52677d}.hero-actions{gap:25px}.hero-actions .btn{padding:18px 22px}.hero .plain-link{font-size:12px}.hero .trustline{margin-top:22px;color:#45617b;gap:17px}.hero-form{padding:0;position:relative;z-index:3}.hero-form .lead-form{display:grid;grid-template-columns:1.2fr 1fr 1.2fr 1.2fr;gap:0 18px;align-items:center;border-radius:15px;padding:27px 30px;box-shadow:0 20px 50px #233d5a13}.hero-form .form-title{grid-column:1;grid-row:1/4;margin:0;padding:0 15px 0 0;border:0}.hero-form .form-title h3{font-size:22px;margin-bottom:5px}.hero-form .form-title span{font-size:10px}.hero-form label[for="hero-form-name"]{grid-column:2;grid-row:1;margin:0 0 7px}.hero-form label[for="hero-form-phone"]{grid-column:3;grid-row:1;margin:0 0 7px}.hero-form #hero-form-name{grid-column:2;grid-row:2}.hero-form #hero-form-phone{grid-column:3;grid-row:2}.hero-form .lead-form>.btn{grid-column:4;grid-row:2;align-self:stretch;font-size:13px;gap:8px;padding:14px 17px}.hero-form .consent{grid-column:2/4;grid-row:3;justify-content:start;gap:18px;margin:12px 0 0}.hero-form .form-note{grid-column:4;grid-row:3;font-size:9px;text-align:left;margin:12px 0 0}.hero-form .form-status{grid-row:4;grid-column:2/5}.hero .summary{margin-top:0;padding:38px 30px 32px;background:transparent;box-shadow:none;border-radius:0}.summary strong{font-size:17px}.summary strong b{font-size:31px}.summary small{margin-bottom:3px}.section{padding-top:100px;padding-bottom:100px}.section-heading{margin-bottom:38px}.section-heading h2{font-size:34px}.section-heading .eyebrow{letter-spacing:.16em;font-size:10px}.products{gap:24px}.products article{position:relative;padding:0 26px 25px;overflow:hidden;background:#fff;border-radius:15px;border-color:#e0e7ee;box-shadow:0 6px 25px #1b375806}.product-photo{margin:0 -26px 24px;height:205px;position:relative;overflow:hidden}.product-photo:after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,#122c454f)}.product-photo img{width:100%;height:100%;object-fit:cover;transition:transform .5s}.products article:hover .product-photo img{transform:scale(1.04)}.product-photo>span{position:absolute;bottom:17px;left:25px;font-size:12px;color:white;z-index:1;font-weight:500}.product-top{font-size:9px;letter-spacing:.14em}.product-icon{display:none}.product-for{font-size:10px;margin-top:18px}.products h3{font-size:23px}.products dl{margin-top:24px}.product-link{padding-top:19px}.refinance{grid-template-columns:1fr 1fr;padding:0;min-height:360px;border-radius:18px;background:#123457}.refinance>div:first-child{padding:48px 50px;position:relative;z-index:1}.refinance .eyebrow{font-size:10px;letter-spacing:.1em}.refinance h2{font-size:31px}.refinance-photo{position:relative;overflow:hidden}.refinance-photo>img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover}.refinance-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#123457 0%,#12345720 35%,#12345700 80%)}.refinance-photo>div{position:absolute;bottom:35px;right:30px;z-index:1;text-align:right;color:white;text-shadow:0 2px 15px #123457}.refinance-photo span{display:block;font-size:9px;letter-spacing:.15em}.refinance-photo b{font-size:17px;font-weight:500}.calc-section{gap:90px}.calculator{background:#f7faff;border-color:#e6edf5;border-radius:18px;padding:35px}.process-bg{background:#f3f6f9}.process-intro{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.consult-photo{height:390px;border-radius:14px 90px 14px 14px;position:relative;overflow:hidden}.consult-photo img{width:100%;height:100%;object-fit:cover;object-position:65% 70%}.consult-photo>span{position:absolute;bottom:12px;right:17px;font-size:9px;color:white;text-shadow:0 1px 5px #0006}.process-intro h2{font-size:34px}.process-intro p:not(.eyebrow){font-size:14px;color:#637489;line-height:1.9}.process-promise{border-top:1px solid #d8e1eb;padding-top:22px;margin-top:25px}.process-promise b{display:block;font-size:17px}.process-promise span{display:block;font-size:12px;color:#6d7f92;margin:6px 0 22px}.process-intro .plain-link{display:flex;gap:40px;color:var(--blue);font-size:13px}.steps{margin-top:55px;gap:30px}.steps b{display:inline-grid;place-items:center;background:white;width:34px;height:34px;border-radius:50%;font-size:12px}.steps article{padding-top:25px}.steps h3{font-size:19px;margin-top:16px}.consult-section{position:relative}.consult-section:before{content:'';position:absolute;width:260px;height:260px;border-radius:50%;border:45px solid #eff6ff;left:-100px;top:80px;z-index:-1}.consult-section .lead-form{background:white;box-shadow:0 20px 65px #1439600c;border-color:#e4ecf5}.desktop-dock>.wrap{padding:13px 0}.desktop-dock{box-shadow:0 -5px 30px #18396008}.desktop-dock .btn{border-radius:7px}.footer-heading{margin-top:10px}@media(min-width:1500px){.hero-photo{left:37%}.hero-copy{min-height:500px}.hero-photo{height:625px}}@media(max-width:1100px) and (min-width:761px){.hero h1{font-size:45px}.hero-copy{max-width:520px}.hero-form .lead-form{padding:24px;gap:0 14px;grid-template-columns:1fr 1fr 1.1fr 1.2fr}.hero-form .form-title h3{font-size:19px}.hero-form .form-title span{font-size:9px}.hero-form .form-note{font-size:8px}.hero-photo{left:30%}.products{gap:15px}.products article{padding-left:20px;padding-right:20px}.product-photo{margin-left:-20px;margin-right:-20px}.products h3{font-size:20px}.process-intro{gap:40px}.process-intro h2{font-size:28px}.refinance>div:first-child{padding:40px}.refinance h2{font-size:27px}}@media(max-width:760px){.brand img{width:165px}.hero-v2{padding-top:0;overflow:hidden}.hero-photo{height:330px;top:265px;left:0;width:100%}.hero-photo:after{background:linear-gradient(180deg,#edf5fb 0%,#edf5fb00 28%,#edf5fb00 80%,#edf5fb 100%)}.hero-photo>img{object-position:60% center}.photo-caption{right:22px;bottom:52px}.photo-caption span{font-size:7px;margin-bottom:4px}.photo-caption b{font-size:12px}.hero-v2 .hero-grid{padding-top:37px;display:block}.hero-copy{max-width:none;min-height:495px}.hero .eyebrow{text-align:left;font-size:9px;letter-spacing:0;margin-bottom:17px}.hero h1{text-align:left;font-size:34px;letter-spacing:-1.8px;margin-bottom:17px;line-height:1.35}.hero .intro{text-align:left;font-size:11px;line-height:1.85;max-width:320px;margin-bottom:19px}.hero-actions{justify-content:flex-start;gap:12px}.hero-actions .btn{padding:13px 17px;font-size:12px;gap:18px}.hero .trustline{justify-content:flex-start;font-size:8px;gap:10px;margin-top:14px}.hero-form{padding:0}.hero-form .lead-form{display:block;padding:23px;border-radius:15px;box-shadow:0 15px 35px #193c6512}.hero-form .form-title{padding:0 0 16px;border-bottom:1px solid #e3eaf2;margin-bottom:16px}.hero-form .form-title h3{font-size:21px;margin:0}.hero-form .form-title span{font-size:10px}.hero-form label[for="hero-form-name"],.hero-form label[for="hero-form-phone"]{margin:12px 0 7px}.hero-form .lead-form>.btn{padding:16px 18px;font-size:14px}.hero-form .consent{margin:16px 0;justify-content:space-between;font-size:10px}.hero-form .form-note{margin:11px 0 0;text-align:center;font-size:9px}.hero .summary{padding:24px 0 28px;gap:18px}.summary strong b{font-size:25px}.summary strong{font-size:14px}.summary small{font-size:9px}.section{padding-top:65px;padding-bottom:65px}.section-heading h2{font-size:27px}.section-heading{margin-bottom:25px}.products{gap:22px}.products article{padding:0 23px 23px}.product-photo{margin:0 -23px 22px;height:205px}.product-photo>span{left:23px;font-size:11px}.product-for{margin-top:12px}.products h3{font-size:23px}.products dl{margin-top:19px}.refinance{grid-template-columns:1fr;min-height:0;border-radius:16px}.refinance>div:first-child{padding:31px 28px}.refinance h2{font-size:27px}.refinance-photo{height:205px;display:block;margin-top:-6px}.refinance-photo:after{background:linear-gradient(180deg,#123457,transparent 60%)}.refinance-photo>img{object-position:50% 58%}.refinance-photo>div{right:20px;bottom:20px}.refinance-photo b{font-size:14px}.calc-section{gap:25px}.calculator{padding:24px}.process-intro{display:flex;flex-direction:column;gap:30px;align-items:stretch}.consult-photo{height:270px;border-radius:12px 65px 12px 12px}.process-intro h2{font-size:28px}.process-intro p:not(.eyebrow){font-size:12px}.process-intro .eyebrow{font-size:10px}.process-promise{margin-top:18px;padding-top:18px}.process-promise b{font-size:16px}.process-promise span{font-size:11px;margin-bottom:18px}.steps{gap:25px;margin-top:35px}.steps article{padding-top:18px}.steps h3{font-size:17px}.steps p{font-size:11px}.consult-section:before{display:none}.faq{padding-top:0}.footer-heading{margin-top:0}}
@media(max-width:760px){.photo-caption{bottom:95px}.photo-caption b{font-size:11px}}

/* Clean wordmark based on the supplied reference. */
.brand-wordmark{display:flex;flex-direction:column;line-height:1.4;gap:2px;padding:3px 0;color:#102e58;white-space:nowrap}.brand-wordmark strong{font-size:24px;font-weight:800;letter-spacing:-1.2px;line-height:1.3}.brand-wordmark>span{font-size:11px;font-weight:600;color:#52677d;letter-spacing:-.2px}.brand-wordmark small{font-size:10px;font-weight:500;color:#6b7c90;letter-spacing:.1px}@media(max-width:1100px){.brand-wordmark strong{font-size:21px}}@media(max-width:760px){.brand-wordmark{gap:1px;padding:2px 0}.brand-wordmark strong{font-size:21px;letter-spacing:-1px}.brand-wordmark>span{font-size:10px}.brand-wordmark small{font-size:9px}.nav-wrap{padding-top:12px;padding-bottom:12px}}
/* Header rhythm and direct consultation controls. */
.nav-wrap{max-width:1240px;padding:17px 30px;gap:26px}.brand{margin-right:auto}.brand-wordmark strong{font-size:29px;letter-spacing:-1.4px}.brand-wordmark>span{font-size:12px}.brand-wordmark small{font-size:11px}.nav-wrap nav{gap:24px;white-space:nowrap}.header-phone b{font-size:18px}.header-cta{white-space:nowrap}.hero .dot{position:relative;background:#1681f5;box-shadow:0 0 9px #1681f58c;animation:signal-glow 2.4s ease-in-out infinite}.hero .dot:after{content:'';position:absolute;inset:-5px;border:1px solid #1681f580;border-radius:50%;animation:signal-ring 2.4s ease-out infinite}@keyframes signal-glow{0%,100%{opacity:.55;box-shadow:0 0 3px #1681f54d}50%{opacity:1;box-shadow:0 0 12px #1681f5a6}}@keyframes signal-ring{0%{transform:scale(.5);opacity:.7}80%,100%{transform:scale(1.5);opacity:0}}.quick-dock{position:fixed;bottom:0;left:0;right:0;background:#fffffff5;backdrop-filter:blur(14px);border-top:1px solid #dae5f0;box-shadow:0 -6px 30px #1439600b;z-index:25}.quick-dock>.wrap{display:flex;gap:50px;align-items:center;padding:17px 0}.dock-heading{flex-shrink:0}.dock-heading b{font-size:19px}.dock-heading small{display:block;font-size:11px;color:var(--muted)}.dock-form{flex:1;min-width:0}.dock-fields{display:grid;grid-template-columns:1fr 1.35fr 180px;gap:12px}.dock-fields label{min-width:0}.dock-fields input{width:100%;height:48px;border:1px solid #dce5ef;border-radius:7px;padding:0 14px;background:#f7fafe;color:var(--ink);font-size:14px}.dock-fields .btn{height:48px;padding:12px 20px;font-size:14px}.dock-bottom{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:8px}.dock-bottom .consent{margin:0;gap:12px;font-size:10px}.dock-demo{font-size:10px;color:#7b8795}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}body{padding-bottom:135px}.close-privacy{position:absolute;right:15px;top:9px;font-size:30px;background:none;color:#5a6d80}#privacy-body{font-size:13px;line-height:1.9}#privacy-body h2{font-size:24px;padding-right:25px}#privacy-body h3{font-size:16px;margin-top:24px}#modal-content .form-title{padding-right:15px}@media(max-width:1200px){.nav-wrap{gap:22px}.nav-wrap nav{gap:20px}.header-phone{display:none}.brand-wordmark strong{font-size:27px}.quick-dock>.wrap{gap:28px}.dock-fields{grid-template-columns:1fr 1.2fr 155px}}@media(max-width:950px) and (min-width:761px){.nav-wrap{padding:16px 24px;gap:16px}.nav-wrap nav{gap:16px;font-size:12px}.header-cta{display:none}}@media(max-width:760px){.nav-wrap{padding:13px 20px;gap:15px}.brand-wordmark strong{font-size:25px;letter-spacing:-1.3px}.brand-wordmark>span{font-size:11px}.brand-wordmark small{font-size:10px}.nav-wrap nav{gap:20px}.quick-dock>.wrap{width:calc(100% - 28px);display:block;padding:12px 0 calc(10px + env(safe-area-inset-bottom))}.dock-heading{display:none}.dock-fields{grid-template-columns:.85fr 1.2fr auto;gap:7px}.dock-fields input{height:44px;padding:0 10px;font-size:12px;min-width:0}.dock-fields .btn{height:44px;padding:10px 13px;font-size:12px;gap:0}.dock-fields .btn span{display:none}.dock-bottom{flex-wrap:wrap;gap:3px;margin-top:7px}.dock-bottom .consent{font-size:9px;gap:8px}.dock-bottom .consent input{width:14px;height:14px}.dock-demo{font-size:8px}body{padding-bottom:125px}.quick-dock .form-status{font-size:10px;margin-top:3px}}@media(prefers-reduced-motion:reduce){.hero .dot,.hero .dot:after{animation:none}.hero .dot:after{display:none}}

/* Consultation welcome panel. */
#modal:has(.popup-welcome){padding:0;width:min(580px,calc(100% - 30px));border-radius:23px;overflow:auto}#modal:has(.popup-welcome) .close-modal{z-index:2;top:15px;right:15px;width:32px;height:32px;border-radius:50%;background:#ffffffc9;color:#4e6986;font-size:24px;line-height:1;display:grid;place-items:center}#modal-content #popup-form{padding:0 30px 26px}.popup-welcome{position:relative;isolation:isolate;overflow:hidden;margin:0 -30px 25px;padding:31px 30px 27px;background:linear-gradient(120deg,#eef7ff,#e4efff);border-bottom:1px solid #dce9f8}.popup-welcome:after{content:'';position:absolute;z-index:-1;width:225px;height:225px;border-radius:50%;background:#ffffff70;right:-40px;bottom:-60px}.popup-welcome-copy{position:relative;z-index:1}.popup-brand{font-size:10px;font-weight:600;letter-spacing:-.2px;color:#577394}#modal-content .popup-welcome h3{font-size:27px;line-height:1.4;letter-spacing:-1.3px;margin:13px 0 12px;font-weight:800}.popup-welcome p{font-size:12px;color:#61778f;line-height:1.8;margin:0 0 17px}.popup-benefit{display:inline-block;font-size:10px;font-weight:600;color:#315e95;background:#ffffffbd;border:1px solid #ffffff;padding:5px 10px;border-radius:30px}.popup-welcome>img{position:absolute;width:145px;height:auto;right:14px;bottom:27px;transform:rotate(-7deg);filter:drop-shadow(0 12px 12px #24529926)}#popup-form>label{font-size:12px}#popup-form>input{background:#f7f9fc;border-radius:9px}#popup-form>.btn{border-radius:9px}#popup-form .form-note{margin-top:14px;font-size:10px}@media(max-width:760px){#modal:has(.popup-welcome){width:calc(100% - 24px);border-radius:19px;max-height:90dvh}#modal-content #popup-form{padding:0 22px 22px}.popup-welcome{margin:0 -22px 20px;padding:27px 22px 24px}.popup-brand{font-size:8px}#modal-content .popup-welcome h3{font-size:24px;margin-top:13px}.popup-welcome p{font-size:11px}.popup-welcome>img{width:95px;right:8px;bottom:25px}.popup-benefit{font-size:9px;padding:4px 8px}.popup-welcome:after{width:160px;height:160px;right:-40px}.popup-welcome-copy{max-width:calc(100% - 45px)}#popup-form .form-note{font-size:9px}}@media(max-width:360px){.popup-welcome>img{width:76px;right:5px;bottom:30px}#modal-content .popup-welcome h3{font-size:22px}.popup-welcome p{font-size:10px}}
/* Bright financial illustration direction. */
.hero-v2{background:linear-gradient(120deg,#e0f5ff 0%,#eaf6ff 55%,#eeefff 100%);overflow:hidden}.hero-photo{left:52%;right:3%;top:30px;height:500px;display:flex;align-items:center;justify-content:center}.hero-photo>img{width:92%;height:92%;object-fit:contain;filter:drop-shadow(0 20px 25px #466cc318)}.hero-photo:after{display:none}.hero-v2:before{content:'';position:absolute;right:8%;top:40px;width:185px;height:185px;border-radius:50%;background:#ffffff57}.hero-v2 .hero-grid{padding-top:70px}.hero-copy{max-width:590px;min-height:460px}.hero h1{font-size:49px}.hero .eyebrow{display:inline-flex;align-items:center;border:1px solid #fff;background:#ffffffcb;padding:10px 16px;border-radius:50px;color:#185ab9;box-shadow:0 4px 20px #406d9b06}.hero .summary{background:#ffffff9c;margin-top:25px;margin-bottom:0;border-radius:18px 18px 0 0;padding-top:26px;padding-bottom:26px}.products article{background:linear-gradient(145deg,#f1f9ff,white 65%);box-shadow:0 10px 30px #16477e09;border-color:#e4eef9}.product-photo{height:175px;background:linear-gradient(135deg,#e8f7ff,#edf0ff);margin-bottom:23px}.product-photo img{object-fit:contain;padding:13px 35px 25px}.product-photo:after{display:none}.product-photo>span{bottom:10px;color:#4b75a4;font-size:10px;left:0;right:0;text-align:center}.products article:nth-child(2) .product-photo{background:linear-gradient(130deg,#e6f8f7,#ebf4ff)}.products article:nth-child(3) .product-photo{background:linear-gradient(130deg,#edf2ff,#e8f7ff)}.refinance{background:linear-gradient(120deg,#e4f5ff,#eaf1ff);color:#17365f;position:relative;border:1px solid #dfeefa}.refinance .eyebrow{color:#1b65ce}.refinance h2{font-size:34px}.refinance p:not(.eyebrow){color:#59728f}.refinance .btn{background:#1464df;color:white;box-shadow:0 8px 20px #1464df20}.refinance-photo{display:flex;align-items:center;justify-content:center;min-height:350px}.refinance-photo>img{position:relative;inset:auto;width:85%;height:310px;object-fit:contain;filter:drop-shadow(0 16px 20px #5074ae15)}.refinance-photo:after{display:none}.process-bg{background:linear-gradient(120deg,#f0f9ff,#f3f5ff)}.consult-photo{background:linear-gradient(140deg,#e0f2ff,#e9edff);border-radius:24px;height:360px;padding:30px}.consult-photo img{object-fit:contain;object-position:center}.calculator{background:#f0f7ff}.consult-section .lead-form{background:linear-gradient(150deg,#f2f9ff,white)}@media(max-width:1100px) and (min-width:761px){.hero h1{font-size:41px}.hero-copy{max-width:500px}.hero-photo{left:54%;right:0}.refinance h2{font-size:29px}}@media(max-width:760px){.hero-v2 .hero-grid{padding-top:30px}.hero .eyebrow{font-size:9px;padding:8px 11px;margin-bottom:17px}.hero h1{font-size:33px}.hero-copy{min-height:530px}.hero-photo{top:280px;left:10%;right:10%;width:80%;height:260px}.hero-photo>img{width:100%;height:100%;padding:0}.hero-v2:before{width:120px;height:120px;right:-30px;top:110px}.hero .summary{padding:23px 15px;margin-top:22px}.product-photo{height:185px}.product-photo img{padding:10px 32px 28px}.refinance h2{font-size:28px}.refinance-photo{min-height:220px;height:220px;margin-top:-10px}.refinance-photo>img{height:220px;width:82%}.consult-photo{height:280px;padding:22px;border-radius:20px}.hero-form .lead-form{box-shadow:0 12px 35px #315d9b14}}
/* Raised loan summary card. */
.hero-v2 .summary{position:relative;z-index:2;margin-top:28px;margin-bottom:32px;transform:translateY(-3px);border-radius:20px;background:linear-gradient(145deg,#fffffffa,#f8fbfff2);border:1px solid #fff;box-shadow:0 17px 32px -16px #285b9c45,0 6px 14px -7px #315f9626,inset 0 1px 0 #fff}.hero-v2 .summary>div{border-right-color:#dfe9f4}@media(max-width:760px){.hero-v2 .summary{margin-top:25px;margin-bottom:25px;border-radius:16px;box-shadow:0 13px 25px -13px #285b9c45,0 4px 10px -6px #315f9626;transform:translateY(-2px)}}
/* Emphasize registered loan agency credentials. */
.brand-wordmark>span{color:#285ac7;font-size:16px;font-weight:800;letter-spacing:-.65px;line-height:1.45}.brand-wordmark{gap:3px}@media(max-width:1100px){.brand-wordmark>span{font-size:15px}}@media(max-width:760px){.brand-wordmark>span{font-size:14px;letter-spacing:-.6px}.brand-wordmark{gap:2px}}
/* Three-topic hero carousel. */
.hero .slide-category{font-size:13px;font-weight:700;color:#3168a9;margin:0 0 10px}.hero h1{font-size:45px;line-height:1.4}.hero-copy{min-height:435px}.hero-slider-controls{position:relative;z-index:3;display:flex;align-items:center;justify-content:center;gap:13px;margin:0 auto 22px;height:32px}.slide-arrow,.slide-pause{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#ffffffbf;color:#37628d;font-size:24px;line-height:1;border:1px solid #ffffff}.slide-pause{font-size:12px;margin-left:2px}.slide-dots{display:flex;align-items:center;gap:7px}.slide-dots button{padding:0;width:8px;height:8px;border-radius:10px;background:#b2cae7;transition:width .25s,background .25s}.slide-dots button[aria-current=true]{width:25px;background:#1464df}.slide-counter{font-size:10px;color:#6482a3;font-variant-numeric:tabular-nums}.hero.is-switching .hero-copy,.hero.is-switching .hero-photo>img{animation:hero-enter .45s ease-out}.hero[data-active-slide="1"]{background:linear-gradient(120deg,#e6f6ff,#f4efff)}.hero[data-active-slide="2"]{background:linear-gradient(120deg,#e1f6ff,#e9f3ff)}.hero[data-active-slide="2"] .hero-photo>img{width:72%;height:80%}@keyframes hero-enter{from{opacity:.35;translate:10px 0}to{opacity:1;translate:0 0}}@media(max-width:1100px) and (min-width:761px){.hero h1{font-size:39px}}@media(max-width:760px){.hero .slide-category{font-size:11px;margin-bottom:8px}.hero h1{font-size:30px}.hero-copy{min-height:550px}.hero-photo{top:315px;height:240px}.hero-slider-controls{margin-bottom:18px;gap:11px}.hero[data-active-slide="2"] .hero-photo>img{width:75%;height:90%}}@media(prefers-reduced-motion:reduce){.hero.is-switching .hero-copy,.hero.is-switching .hero-photo>img{animation:none}.slide-dots button{transition:none}}
/* Compact mobile hero: terms visible above the fixed contact bar. */
@media(max-width:760px){
.hero-form{display:none}
.hero-v2 .hero-grid{padding-top:18px}
.hero-copy{min-height:0;padding-bottom:0}
.hero .eyebrow{font-size:8px;padding:6px 10px;margin-bottom:10px}
.hero .slide-category{font-size:10px;margin:0 0 6px}
.hero h1{font-size:27px;line-height:1.32;letter-spacing:-1.3px;margin-bottom:10px}
.hero .intro{font-size:10px;line-height:1.65;margin-bottom:12px;max-width:none}
.hero-actions .btn{padding:11px 15px;font-size:11px;min-height:39px}
.hero .trustline{font-size:8px;margin-top:9px;gap:10px}
.hero-photo{position:relative;inset:auto;width:100%;height:120px;margin:0;order:2}
.hero-photo>img{width:175px;height:120px;object-fit:contain}
.hero[data-active-slide="2"] .hero-photo>img{width:125px;height:115px}
.hero-v2{display:flex;flex-direction:column}
.hero-v2 .hero-grid{order:1}
.hero-v2 .hero-photo{order:2}
.hero-slider-controls{height:25px;margin:10px 0 0;gap:10px}
.slide-arrow,.slide-pause{width:25px;height:25px}.slide-arrow{font-size:21px}
.hero-v2 .summary{order:3;margin-top:4px;margin-bottom:17px;padding:16px 12px;gap:11px;border-radius:16px;transform:none}
.hero .summary small{font-size:9px;margin-bottom:2px}.hero .summary strong{font-size:13px}.hero .summary strong b{font-size:23px}.hero .summary-note{font-size:8px;line-height:1.6}
.hero-v2 .summary>div{padding-left:10px!important}
}
@media(max-width:760px) and (max-height:740px){
.hero-v2 .hero-grid{padding-top:12px}.hero .eyebrow{margin-bottom:7px}.hero h1{font-size:25px;margin-bottom:8px}.hero .intro{font-size:9px;margin-bottom:9px}.hero-photo{height:85px}.hero-photo>img{height:85px;width:135px}.hero[data-active-slide="2"] .hero-photo>img{height:83px;width:100px}.hero .trustline{margin-top:7px}.hero-v2 .summary{padding:11px 10px;gap:8px;margin-bottom:13px}.hero .summary strong b{font-size:21px}.hero .summary small{font-size:8px}.hero-slider-controls{margin-top:7px}
}
@media(max-width:760px){
.hero-actions{display:none}
.hero .trustline{margin-top:0}
.hero-v2 .summary{grid-template-columns:1fr 1fr;gap:8px;padding:12px 10px}
.hero-v2 .summary>div{min-height:0;padding-top:0;padding-bottom:0}
.hero .summary-note br{display:none}
}
@media(max-width:760px) and (max-height:740px){
.hero-photo{height:55px}.hero-photo>img{height:55px;width:100px}.hero[data-active-slide="2"] .hero-photo>img{height:53px;width:75px}
}
/* Persistent reassurance strip and mobile consultation shortcuts. */
:root{--notice-height:38px}
.topline{position:fixed;inset:0 0 auto;height:var(--notice-height);z-index:45;display:flex;align-items:center;justify-content:center;gap:18px;background:#102b50;color:#e9f2ff;font-size:12px;padding:0 12px;white-space:nowrap}
.topline span{display:inline}.topline i{font-style:normal;color:#6c94c5}
body{padding-top:var(--notice-height)}header{top:var(--notice-height)}
.mobile-contact{display:none}
.shinhyup-word{max-width:1240px;margin:0 auto;padding:0 30px;font-size:clamp(60px,15vw,190px);font-weight:900;line-height:.8;letter-spacing:-.065em;color:#e4eefb;overflow:hidden;user-select:none}
.hero[data-active-slide="2"] .hero-photo>img{width:92%;height:92%;filter:drop-shadow(0 20px 25px #466cc318)}
@media(max-width:760px){
:root{--notice-height:34px}
.topline{font-size:8px;gap:7px;padding:0 6px;letter-spacing:-.35px}
.quick-dock{display:none}
.mobile-contact{position:fixed;bottom:0;left:0;right:0;z-index:30;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:10px 10px calc(10px + env(safe-area-inset-bottom));background:linear-gradient(0deg,#eef4fbe8,#eef4fb00)}
.mobile-contact>a,.mobile-contact>button{min-height:59px;border-radius:15px;display:flex;align-items:center;justify-content:center;gap:9px;background:linear-gradient(120deg,#2079f4,#1056c5);color:white;font-family:inherit;font-weight:800;font-size:16px;line-height:1.3;text-decoration:none;box-shadow:0 9px 22px #16396a28;padding:9px}
.mobile-contact>button{background:#102b50;font-size:16px;font-weight:800}.mobile-contact>a{font-size:16px;font-weight:800}
.mobile-contact small{display:block;font-size:13px;font-weight:700;margin-top:2px}.mobile-contact .phone-icon{font-size:24px}
body{padding-bottom:90px}.shinhyup-word{padding:0 16px;font-size:18vw}
.hero[data-active-slide="2"] .hero-photo>img{width:175px;height:120px}
}
@media(max-width:760px) and (max-height:740px){.hero[data-active-slide="2"] .hero-photo>img{height:55px;width:100px}}
/* Readable mobile typography and a clear hierarchy for loan terms. */
.hero-v2 .summary{border:1px solid #ffffff;border-radius:24px;box-shadow:0 14px 32px -18px #284c8250;background:linear-gradient(135deg,#fff,#f8fbff)}
.hero .summary small{color:#536b86;font-weight:600}.hero .summary strong{letter-spacing:-.8px}
@media(max-width:760px){
.topline{font-size:10px;white-space:normal;line-height:1.35;gap:8px;text-align:center}.topline span:first-child{flex:0 0 112px}.topline span:last-child{max-width:215px}.topline i{display:none}
.hero-v2 .hero-grid{padding-top:20px}.hero .eyebrow{font-size:11px;padding:7px 12px;margin-bottom:14px;letter-spacing:-.3px}.hero .slide-category{font-size:13px;margin-bottom:8px}
.hero h1{font-size:clamp(27px,7.7vw,34px);line-height:1.3;letter-spacing:-1.4px;margin-bottom:13px}
.hero .intro{font-size:14px;line-height:1.65;letter-spacing:-.45px;margin-bottom:12px;color:#49627d;min-height:69px}.hero .intro br{display:none}
.hero .trustline{font-size:11px;line-height:1.6;gap:4px 12px;flex-wrap:wrap;margin-top:0;color:#526b84}
.hero-slider-controls{height:30px;margin:12px auto 0;gap:12px}.slide-arrow,.slide-pause{height:30px;width:30px}.slide-counter{font-size:11px}
.hero-photo{height:105px;margin:3px 0 6px}.hero-photo>img,.hero[data-active-slide="2"] .hero-photo>img{width:175px;height:105px}
.hero-v2 .summary{grid-template-columns:1fr 1fr;gap:0;padding:0!important;border-radius:21px;margin:4px 20px 24px;width:calc(100% - 40px);overflow:hidden}
.hero-v2 .summary>div{padding:13px 17px!important;border:0;min-width:0}
.hero-v2 .summary>div:first-child{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:8px;background:#eff6ff;border-bottom:1px solid #dfebf8}
.hero-v2 .summary>div:nth-child(2){border-right:1px solid #e1eaf5}
.hero .summary small{font-size:12px;line-height:1.5;margin-bottom:4px;letter-spacing:-.3px}.hero .summary strong{font-size:15px;white-space:nowrap;line-height:1.3}.hero .summary strong b{font-size:29px;font-weight:800}.hero .summary>div:first-child small{margin:0;color:#245a9b}.hero .summary>div:first-child strong{color:#165fc6}.hero .summary>div:first-child strong b{font-size:31px}
.hero-v2 .summary>.summary-note{grid-column:1/-1;border-top:1px solid #e5edf6;padding:10px 17px!important;font-size:11px;line-height:1.6;color:#667a91;background:#fafcff}
.section-heading p,.products article>p,.products dl,.process-intro p:not(.eyebrow),.steps p,.refinance p:not(.eyebrow),.consult-section>div>p{font-size:14px;line-height:1.75}
.product-photo>span{font-size:12px}.products article>small,.process-intro .eyebrow{font-size:12px}.steps h3{font-size:19px}.questions summary{font-size:15px}.questions p{font-size:14px;line-height:1.8}
.popup-brand,.popup-benefit,#popup-form .form-note{font-size:11px}.popup-welcome p,#popup-form>label{font-size:13px}#popup-form>input{font-size:16px}
}
@media(max-width:760px){
.hero .intro{min-height:46px}.hero-photo{height:90px}.hero-photo>img,.hero[data-active-slide="2"] .hero-photo>img{height:90px;width:160px}
}
/* Header proportions and a clean hamburger / close control. */
.topline{white-space:nowrap;flex-wrap:nowrap}.topline span{flex:0 1 auto;max-width:none}.topline i{display:inline}
.brand-wordmark strong{font-size:23px;letter-spacing:-1px}.brand-wordmark>span{font-size:19px;letter-spacing:-.7px}
@media(max-width:1100px){.brand-wordmark strong{font-size:21px}.brand-wordmark>span{font-size:17px}}
@media(max-width:760px){
.topline{font-size:clamp(7px,2.05vw,11px);gap:6px;padding:0 8px;letter-spacing:-.25px;line-height:1;white-space:nowrap}
.topline span:first-child,.topline span:last-child{flex:0 1 auto;max-width:none}.topline i{display:inline}
.nav-wrap{padding:15px 20px;gap:8px}.brand-wordmark{gap:3px}.brand-wordmark strong{font-size:19px;line-height:1.25;letter-spacing:-.7px}.brand-wordmark>span{font-size:clamp(14px,4.2vw,18px);line-height:1.4;letter-spacing:-.65px}.brand-wordmark small{font-size:11px}
.menu-toggle{position:relative;flex:0 0 40px;width:40px;height:44px;background:transparent;border:0;border-radius:0;padding:10px;box-shadow:none}
.menu-toggle span{position:absolute;left:9px;right:9px;height:3px;border-radius:0;background:#172a43;transition:transform .2s,opacity .2s;top:12px}.menu-toggle span:nth-child(2){top:20px}.menu-toggle span:nth-child(3){top:28px}
.menu-toggle[aria-expanded=true] span:first-child{transform:translateY(8px) rotate(45deg)}.menu-toggle[aria-expanded=true] span:nth-child(2){opacity:0}.menu-toggle[aria-expanded=true] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
.nav-wrap nav.open{padding:24px 28px 32px;gap:0;box-shadow:0 12px 22px #18314e0d}.nav-wrap nav a{font-size:18px;font-weight:700;padding:18px 0;line-height:1.4}
}
@media(prefers-reduced-motion:reduce){.menu-toggle span{transition:none}}
/* A more prominent fixed reassurance banner. */
:root{--notice-height:50px}
.topline{background:linear-gradient(105deg,#10294d 0%,#16477d 55%,#12365f 100%);font-size:15px;font-weight:600;gap:22px;box-shadow:0 2px 10px #12365f24;border-bottom:1px solid #4589c966;letter-spacing:-.2px}
.topline span:first-child{color:#fff}.topline span:last-child{color:#e0efff}.topline span:first-child:before{content:'✓';display:inline-grid;place-items:center;width:20px;height:20px;margin-right:8px;border-radius:50%;background:#5eb7ff;color:#092d58;font-size:13px;font-weight:800}.topline i{color:#74baff}
.hero-slider-controls{margin-bottom:8px}
@media(max-width:760px){
:root{--notice-height:44px}
.topline{font-size:clamp(8px,2.4vw,14px);gap:7px;padding:0 8px;letter-spacing:-.45px;box-shadow:0 2px 8px #12365f20}
.topline span:first-child:before{width:12px;height:12px;font-size:9px;margin-right:4px}.topline span:first-child,.topline span:last-child{flex:0 0 auto}
.hero-slider-controls{margin-bottom:0}
}
/* Stronger editorial hierarchy for refinancing and repayment guidance. */
.text-accent,.refinance h2 em,.calc-section h2 em{color:#1565d8;font-style:normal}
.refinance .eyebrow,.calc-section .eyebrow{font-size:14px;font-weight:800;letter-spacing:.4px}
.refinance h2,.calc-section h2{font-size:40px;line-height:1.38;letter-spacing:-1.6px;font-weight:800}
.refinance p:not(.eyebrow),.calc-section>div>p:not(.eyebrow){font-size:17px;line-height:1.85;color:#425973}
.refinance p strong,.calc-section p strong{font-weight:700}.refinance .btn{font-size:16px;padding:17px 24px;min-width:205px}
.calc-section .fineprint{font-size:13px!important;line-height:1.8!important;color:#66798d!important;margin-top:23px;padding-left:13px;border-left:3px solid #d3e6fd}
@media(max-width:1100px) and (min-width:761px){.refinance h2,.calc-section h2{font-size:34px}}
@media(max-width:760px){
.refinance .eyebrow,.calc-section .eyebrow{font-size:12px;letter-spacing:.25px;margin-bottom:13px}
.refinance h2,.calc-section h2{font-size:29px;line-height:1.4;letter-spacing:-1.2px;margin-bottom:18px}
.refinance p:not(.eyebrow),.calc-section>div>p:not(.eyebrow){font-size:15px;line-height:1.85;color:#425973}
.refinance .btn{font-size:15px;padding:15px 21px;min-width:200px}.calc-section .fineprint{font-size:12px!important;margin-top:20px}
}
/* A distinct consultation destination. */
.consult-section{position:relative;background:linear-gradient(125deg,#1263d5,#207cf0);border-radius:28px;padding:58px 48px;margin-top:35px;margin-bottom:60px;box-shadow:0 20px 45px -24px #1456aa70;color:white;gap:48px}
.consult-section:before{display:none}.consult-section .eyebrow{color:#c8e5ff;font-size:13px;font-weight:700}.consult-section h2{color:white}.consult-section h2 em{color:#bfe6ff}.consult-section>div>p{color:#e4efff;font-size:16px;line-height:1.85}.consult-section .consult-phone{color:white}.consult-section .consult-phone small{color:#d4e7ff}.consult-section .fineprint{color:#d8eaff;font-size:12px}
.consult-section .lead-form{background:#fff;border:1px solid #fff;border-radius:24px;padding:32px;box-shadow:0 16px 32px #07387426;color:#19314f}.consult-section .form-title{border-bottom:1px solid #e1eaf5;padding-bottom:20px;margin-bottom:22px}.consult-section .form-title h3{font-size:27px;letter-spacing:-1px}.consult-section .form-title span{font-size:14px;color:#61758e}.consult-section .lead-form>label{font-size:14px;font-weight:700}.consult-section .lead-form>input{font-size:16px;background:#f6f9fd;border:1px solid #d8e3ef;border-radius:10px}.consult-section .lead-form>.btn{background:#102e55;font-size:17px;border-radius:12px;box-shadow:0 8px 18px #102e5520}.consult-section .form-note{color:#6b7e94;font-size:11px}
@media(max-width:760px){
.slide-pause{display:none}
.consult-section{width:100%;border-radius:0;margin-top:16px;margin-bottom:35px;padding:38px 20px 42px;gap:28px}
.consult-section h2{font-size:30px;line-height:1.4}.consult-section>div>p{font-size:15px}.consult-section .consult-phone{margin-top:20px}.consult-section .consult-phone strong{font-size:31px}.consult-section .consult-phone small{font-size:13px}
.consult-section .lead-form{padding:26px 22px;border-radius:22px}.consult-section .form-title h3{font-size:25px}.consult-section .form-title span{font-size:13px}.consult-section .lead-form>input{min-height:52px}.consult-section .consent{font-size:11px}.consult-section .lead-form>.btn{min-height:54px;font-size:16px}.consult-section .form-note{font-size:11px;line-height:1.6}
}